Category: Mortgage Tips & Advice (23 posts)
How to Improve Your Chances of Being Approved for a Mortgage
December 24, 2018 | Posted by: Rohit Dhawan
For most first time home buyers, obtaining a mortgage is a crucial part of the purchasing process. However, being approved for a mortgage is often easier said than done. It can be disheartening to f ... [read more]
The Pros And Cons Of Reverse Mortgages - A Quick Guide
November 28, 2018 | Posted by: Rohit Dhawan
No matter how carefully you plan, life can put a dent in your retirement funds. A life-altering accident or illness can turn your life upside down. Dipping into your retirement to meet uncovered expen ... [read more]
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Should You Get a Shorter-Term Mortgage, Make Extra Payments, or Something Else?
September 26, 2018 | Posted by: Rohit Dhawan
When getting a home mortgage, if you can afford higher payments, often the option of a 15-year loan instead of one of 30 years is an option. It can be an enticing idea to know that you'll be free of a ... [read more]
Real Estate: How to Refinance a Mortgage with a Bad Credit Score
July 11, 2018 | Posted by: Rohit Dhawan
There are many excellent reasons a homeowner may look into refinancing their mortgage. To refinance means to replace your current mortgage with a new one, almost always with a lower interest rate. For ... [read more]
Take Advantage of Low Interest Rates - Refinance Your Mortgage Today
June 14, 2018 | Posted by: Rohit Dhawan
Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance a ... [read more]
The Benefits of Investing in Income-Producing Properties
June 7, 2018 | Posted by: Rohit Dhawan
Making money in any real estate venture is a difficult task, and many people don't have the skills (or the stomach) for flipping houses. An alternative to this intrinsically risky activity is to purch ... [read more]
Should You Spend the Full Mortgage Amount You're Approved For?
May 31, 2018 | Posted by: Rohit Dhawan
Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for ... [read more]
Strategies to Dig Yourself Out of the Debt Hole
April 19, 2018 | Posted by: Rohit Dhawan
Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can help ... [read more]
Great Tips To Pay Off Your Mortgage Early
April 12, 2018 | Posted by: Rohit Dhawan
Are you looking for ways to speed up paying off your mortgage? Most mortgages are taken out for 15- to 30-year periods. However, this shouldn't stop you from paying off your mortgage early if you come ... [read more]
Important Steps to Take in Your 30s to Prepare for Retirement
April 5, 2018 | Posted by: Rohit Dhawan
Some adults begin planning and saving for retirement immediately after graduating college and entering the workforce. Others delay retirement planning, believing that they have several decades to save ... [read more]
5 Smart Ways to Improve Your Credit Score
March 15, 2018 | Posted by: Rohit Dhawan
Whether you want to buy a house or just get a better rate on your credit card, your credit score will play a big role in how well you do and how much you have to pay. If you do not know your ... [read more]
3 Ways to Change Your Financial Habits
March 1, 2018 | Posted by: Rohit Dhawan
Some financial habits are good, but others can hold you back and prevent you from saving. If you need to change your financial habits, it is important to take a step-by-step approach. This three-step ... [read more]
Before You Hire a Realtor Ask These 5 Questions
February 22, 2018 | Posted by: Rohit Dhawan
Selling a home is a big decision. An equally big decision is choosing a Realtor. On a basic level, your Realtor is responsible for finding the best buyer for your home at the price you're asking. Howe ... [read more]
Why is Saving Money so Hard?
February 15, 2018 | Posted by: Rohit Dhawan
Saving money is a lot like dieting -- easy to understand but difficult to execute and follow through. Intellectually, you know that having that extra piece of pie or second helping of French fries is ... [read more]
How to Manage Your Credit Card Debt: A 4-Step Strategy
February 1, 2018 | Posted by: Rohit Dhawan
Being in debt is undoubtedly stressful, more so when the interest rates keep pushing your overall debt to skyrocketing amounts. Many people fall into the temptations of unnecessary expenditures and en ... [read more]
Why Should I Repair My Credit?
January 4, 2018 | Posted by: Rohit Dhawan
Your credit history is more than just a number; it affects nearly every aspect of your financial life. If you are suffering from a low credit score, you're probably an excellent candidate for credit r ... [read more]
Is Having No Credit As Risky As Having Bad Credit?
December 21, 2017 | Posted by: Rohit Dhawan
Let's clear up one misconception, right off the bat: having no credit is not the same as having bad credit. 'No credit' simply means that your credit history - which tracks your loans and repayments o ... [read more]
Saving For College: Four Tips For Parents
November 30, 2017 | Posted by: Rohit Dhawan
One of the prime concerns of parents, especially parents of teenagers, is how their children will be able to afford college tuition. With prices going up each year at even state and community colleges ... [read more]
Why Remortgage? 4 Excellent Reasons to Consider Refinancing Your Home
October 19, 2017 | Posted by: Rohit Dhawan
Your home is probably the most significant purchase you'll ever make, yet it's surprising how many people simply continue paying their mortgage every month without thinking too much about it. However, ... [read more]
Buying a Home, Step One: Mortgage Pre-Approval
September 28, 2017 | Posted by: Rohit Dhawan
Whether you're looking to buy your first home, or haven't purchased a home in the past several years, you may be surprised to discover that searching your local real estate listings is not the best pl ... [read more]
Looking to Invest? Pay Down Your Mortgage Instead
May 18, 2017 | Posted by: Rohit Dhawan
With all the gloomy news about pension plans in the press you may be worrying whether you should actually be investing in a pension plan or not. A new wave of thinking suggests possibly not. There may ... [read more]
Four Strategies That Can Help You Get Approved for a Mortgage
May 11, 2017 | Posted by: Rohit Dhawan
So, you've decided to take the big step and look into getting what will likely be the biggest loan of your entire life: a mortgage. Applying for a mortgage can be a bit of a nerve-wracking process, es ... [read more]
Planning to Refinance Your Mortgage? Ask These 4 Questions First
April 13, 2017 | Posted by: Rohit Dhawan
Deciding to refinance is a crucial financial move that can help you make significant savings. When you plan properly, do your research, and take time to evaluate where you stand financially, you'll be ... [read more]
